We got your back.

Coya is a licensed digital B2C insurer.

We are a team of passionate insurance professionals, engineers, and data scientists from around the world who’ve assembled in Berlin to reboot an industry. Insurance has been helping communities for hundreds of years by sharing their risks to protect against shocks, but something went wrong and customers have been paying the cost. At Coya we’ve cut out the brokers, customized the cover while giving back to the community. We work hard every day to improve the lives of our customers and welcome anyone who wants to join our mission and underwrite the future.